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Clarity Financial Planning Services is an advocate for your financial future who takes a holistic approach to your needs and goals.

What is Your Long-Term Investment Strategy?

We don’t have tips on that one thing you absolutely must invest in because everyone knows it is sure to bring big returns. Your investment choices depend on a number of factors including: how much you have to invest, your age, your tolerance for risk, and your values.

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What we can do is look at some trends for the upcoming year. According to, big-name tech companies may not be leading as they have in the past. You don’t have to get rid of stock in large tech companies, however. You should consider looking at smaller companies in emerging area such as robotics and artificial intelligence. advises that investors not “overreact to the news but be ready for the unexpected.” And even with all of the investment advice being offered also suggests that this is a time to make sure to have enough emergency savings on hand. This is particularly good advice for people who were worried or sold investments in a panic during the last year.

The Motley Fool also offers tried and true investment advice that is especially relevant during these especially unpredictable times. They suggest that readers diversify their portfolios since overinvesting in one segment of the stock market can be offer more risk than needed. They also think that investors should invest based on their age, The Motley Fool suggests that the investment decisions you make in 2021 “should tie into your long-term strategy” because in general investors choose investments that they can hold onto for years. It is important to think in terms of what will happen in decades and not solely focus on how a stock will perform in the coming year.

If you don’t have a long-term investment strategy, consider working with a Fee-Only financial planner to outline your long-term financial goals.