The first week of August is Simplify Your Life Week. If you find that tackling money management directly is difficult you may find that if you can streamline and simplify your life, you may also find ways to save money. Once you see the benefits, you may seek out more direct financial planning help. You can simplify your life and improve your finances.
Decluttering: There are a number of sources that talk about the psychological effects of being surrounded my clutter. It can weigh you down and interfere with creativity. A cluttered environment can take up valuable time since you may not be able to find what you’re looking for.
Even if you aren’t sure that clutter really affects you psychologically, consider that on a practical level, more money is spent when you live in clutter. Some people streamline and find that they have purchased the same item in multiples—and this goes for necessities like cleaning supplies as well as recreational items like books.
Meal Planning: Another way to simplify your life is to plan your meals. If this has no appeal to you, consider that they are many ways to plan meals. Some people eat the same meals week after week. Others use meal planning apps with shopping lists that they follow for variety each week. Someone else may order meal prep kits. No matter how you do it, meal planning offers an opportunity to curb your food shopping budget and save time.
Set up Automatic Payments and Savings: We all have a lot to keep track of and one of the most important things we need to keep up with is bills and other financial obligations. Automating payments is a great way to simplify your life because you don’t have to worry about forgetting. And setting up automatic savings transfers allows you to make sure that you are saving money on a regular basis without having to remember to do this.